Client-Centric Approach:
Our clients' success is at the heart of everything we do. We prioritize their goals, offering support and guidance throughout the financing journey.
Efficiency and Reliability:
We pride ourselves on our efficiency and reliability. Our streamlined processes and commitment to excellence mean a smooth and timely financing experience for our clients.
Expert Guidance:
Our team of seasoned professionals brings extensive expertise in commercial real estate financing. From initial consultation to closing, we offer expert guidance at every step.
Summit Commercial Funding & Underwriting LLC
Welcome to Summit Commercial Funding, where we bring you more options for financing commercial/investment real estate. Since each project has unique needs, we strive to identify the right mortgage program to meet those needs. Local banks typically insist on including borrower's tax returns in their underwriting package, posing a barrier for many otherwise qualified projects. Lenders we represent no longer use this approach. Instead, a close analysis of the property is the primary underwriting criteria--often with very little pricing premium. Â
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What We Offer
We have all the services to help your business.
- We listen to you. The first step in avoiding a one-size-fits-all approach is to ask you the right questions and then listening carefully--to identify the property, the borrower, the project, and your short and long-range goals.
- We identify options. Besides available financing options, it may make more sense to make no changes at the present time. We often collaborate with other Summit team members to make sure nothing is missed.
- We set realistic expectations. After identifying an appropriate loan program for your needs, we try to inform you of the necessary documentation required and lay out a realistic timeline for you to expect.
- Support. We then provide you guidance and assistance through the qualification and closing process.
Make Your Business Inflation Discover Our Projects
Eligible Properties
Current market conditions have made it possible for us to improve pricing by 37.5 bps across various LTV/FICO buckets within our small-balance commercial mortgage matrix. These adjustments won’t last for long, so be sure to lock your deal in with Summit Commercial Lending & underwriting now!
- Fixed interest rate 15 or 30 years
- Amortization - 10, 25, or 30 years
- LTV - up to 75% or 80%
- Adjustable rate
- Interest only
- For purchase, refinance, or cash-back refinance
- Bridge financing
- Multi-family residential
- Retail
- WareHouse
- Light industrial
- Self-storage
- Office buildings
- Restaurant
- Daycare center
- Automotive
- Mixed Use
- Mobile Home Parks
Options for Qualifying Borrowers
- Full documentation for lowest rates
- Lite documentation - no tax returns
- Streamline documentation - no tax returns or bank statements
- Bank statement doc - supply bank statement only
- DSCR qualify based on property's income
- Enity types (Individual or Business)
Portfolio loans
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- Min of 3 SFR/2-4-unit properties and $500,000 loan amount
- Max of 25 properties may be combined into 1 loan
- Min unit value: $100,000
- Max loan size: $6,250,000 total
Want to Be Part of
Our Team
Best Pricing Solutions For Our Clients
Basic Plan
- Business Grow Analysis
- Finance Consuting
- Yearly Growth Auditing
- Yearly Growth Auditing
- Project Management
- Yearly Growth Auditing
Premium Plan
- Business Grow Analysis
- Finance Consuting
- Yearly Growth Auditing
- Yearly Growth Auditing
- Project Management
- Yearly Growth Auditing
Family Plan
- Business Grow Analysis
- Finance Consuting
- Yearly Growth Auditing
- Yearly Growth Auditing
- Project Management
- Yearly Growth Auditing
What Our Clients
Say About SCFU
Summit Commercial Funding has been an absolute game-changer for my business. Jen Collins and Mark McCormick went above and beyond to understand my business needs and tailor a loan that was a perfect fit. Their expertise and dedication ensured that I received the financial support necessary to propel my business forward. I highly recommend Summit Commercial Funding for their outstanding service and personalized approach to lending
So thankful to Adnan Sheikh. Our previous loan with a different company fell through at the last second, Adnan got our entire DSCR loan done and finalized within a few days for us to close on time. They truly care about people compared to other lenders. I would highly recommend them to anyone looking for a commercial real estate mortgage. Adnan even personally showed up to our closing just to meet us and congratulate us. They even responded to us on the weekends when we were anxious and stressed to keep us updated. If I could give a higher rating I would.
